If you are like most people, you probably only have a vague idea of what Medicare is and how it works. Don’t you worry, visit http://highrockins.com/medicare-basics-reno-nv/ to give you Medicare information that you can use.
There are four parts to Medicare: Part A, Part B, Part C, and Part D. Medicare is administered by private health insurers and is extended to people over 65 years old who have paid for payroll tax while they were still employed. It is also extended to younger individuals who have end-stage renal disease and also to those who have amyotrophic lateral sclerosis.
While the intricacies on how they work can be rather complicated, the basics of these Medicare plans are pretty simple. Part A covers hospital coverage. Part B covers outpatient costs as well as chiropractic care, patient tests, blood transfusions, dialysis, outpatient hospital procedures, and medicine that is administered inside a doctor’s office. It also covers medical equipment. You will find a complete list of items covered under Medicare Part B on the official Medicare website.
Medicare Part C plans offer the same benefits provided under Part A and Part B. However; you get more as you offered additional benefits that include vision, dental and hearing health services. Medicare Part C plans or Medicare Advantage plans are administered through an HMO network, with most networks offering prescription drug coverage. An HMO just means you are limited to seeing doctors and visiting hospitals that are in the network.
To take advantage of Part C, you have to be enrolled in Part A and Part B. The good thing about Part C plans is that the out-of-pocket costs can be lower than the Part A and Part B in original Medicare.
Medicare Part D are all about prescription drugs. Unlike Part C, you do not need to have a Part A coverage and Part B coverage. All you need is either one of the two, and you can be eligible to purchase a standalone Medicare Part D plan.
Who administers the Medicare program? It is the Department of Health through the Centers for Medicare and Medicaid Services.
Please take note. Medicare is different from Medicaid. As we said in the earlier part of this article, Medicare is for citizens who are 65 years and older who have been working and paying payroll tax. It is also for people who have renal disease and sclerosis. Medicaid, on the other hand, is for individuals who belong to the lower income bracket. Medicaid is administered state by state, and so Medicaid benefits may vary depending on where you live.
If you need more Medicare information, please go to the official website for the Centers for Medicare and Medicaid services on https://www.cms.gov/. The information you will find on the website is extensive and whatever questions you may have about the government’s Medicare program can be answered just by reading the information found on the site. Also, visit Reno Medicare for information.